Retirement Communities Florida – Florida is undoubtedly the nation’s top retirement spot. It is a paradise for people 55+ thanks to its beautiful beaches, mild winters and low taxes.
Finding the right community for you is the most difficult aspect of retiring in Florida. We’ve identified the top ten Florida cities that are best for retirees, as well as the most highly rated retirement communities.
Clever Real Estate is a great place to start your search. Clever connects you with real estate agents from Century 21 and Keller Williams. Local agents are experts in the pros and cons for different retirement communities, and can help you choose the right one for you.
Why should you retire to Florida?
For four reasons, Florida is a popular destination for retirees in the United States:
Low taxes. Florida does not have any state income, estate or inheritance taxes. All income from IRAs, social security benefits, and pension income are exempted from tax.
A large number of people over 55 years old live in the United States. More than 25% of Florida’s population is made up of people 60 years and older.
Enjoy a pleasant year-round climate. Active retired people can take advantage of the outdoor almost every day in Florida. Snowbirds love the mild winters and summers are perfect for relaxing on the beach.
There are many attractions and events. Florida has something for everyone. Florida offers more than just beaches and state parks. It also has art and history museums that are free to enter and special events throughout the year. You can also find outdoor concerts, festivals, farmers market, and art fairs in most metropolitan areas.
10 Factors to Consider When Choosing a Retirement Communities Florida
- Medical care
- Housing options
- Lifestyle and culture
- Food, dining, and socialization
- Levels of Care Offered
- Cost and value of a retirement community
Top 20 Retirement Communities in Florida
#1 The Palace Group, Miami
Miami is home of many beaches, nightlife and entertainment venues. But is it a good area to move if you’re retired? Yes! Yes! This is the perfect location for creative types who love art, culture, museums, and other cultural pursuits.
You can visit the Wynwood or Design areas in Miami for antique shops, coffee shops and craft beer breweries. If you’re over 65 and don’t like walking, you can take public transportation for free if your are!
Residents love the heated pool, fitness center, community activities, as well as special events in the gated community.
Standout Feature – Proximity To Downtown Miami
Founding date: 1980
Costs: Studio $5,100, One-bedroom apartment $6,100
#2 Cypress Village. Jacksonville
Cypress Village is our second choice for retirement communities in Florida. This retirement community has an average home value of just over $236,000. This retirement community offers plenty of outdoor activities, making it a great choice for people who love the outdoors.
For those rare rainy days when you want to see Florida, the Cumer Musem for Art and Gardens and Ritz Theater and Museum are both close by. Sports fans can visit the Veterans Memorial Arena to see the NATAL Sharks, college and minor league teams.
Cypress Village is well-known for their luxury lifestyle. They have made it feel like a luxurious retreat rather than a retirement residence. It has a putting-green, a fitness center, walking paths, metal workshops and bocce courts. There are also arts and crafts studios and vegetable gardens.
Standout Feature Outdoor-centric Activities
Costs: Assisted Living $5500/month, Independent Living 2100/month
#3 Discovery Village Melbourne
Discovery Village is the perfect place for scholars who believe that you can never be too old to learn new things. It’s close to the Kennedy Space Center, Cape Canaveral Air Force Station and other historical sites. This location is a favorite for educational buffs who love spacecraft launches, art galleries and planned activities.
Residents love the beauty salon and wellness center, movie theatre, outdoor heated pool, movie theater, movie rooms, housekeeping service, transportation options, independent living options, and game rooms. Residents can explore the area by heading to the Indian River Lagoon if they want. They can also take surfing lessons at Baytree National Golf Links and enjoy the fresh air at Viera Wetlands.
Standout Feature Educational Opportunities
Founding date: 2012
Prices: Shared Suite, $4,041, Private Studio Suite, $4,849, and Studio, $5,253
#4 Westminster Towers Orlando
Westminster Towers is a great choice for people who want to explore the surrounding city. This retirement community in Orlando has just over 280,000 residents. It is ideal for seniors who enjoy socializing and meeting new people.
If you have children that want to visit your retirement community, this community is perfect. You will never feel alone in this community, as 10% of the population are at retirement age.
You will love it here!
Westminster is a retirement community that caters to everyone, regardless of what they enjoy doing in their spare time. The community offers a modern fitness centre, bookkeeping, transportation options, classes and educational programs, as well as group activities.
The socializing possibilities are a standout feature
Apartment Entrance Fee $79 500, Monthly $1,686
$13,400 monthly Entrance Fee for 1 Bedroom Apartments
#5 Top of the World Ocala
The retirement county of Florida is a great place to visit the vibrant downtown area in Ocala. You can find many attractions, ballet companies, orchestras, and theaters in this culturally rich city.
Residents of On Top of the World have access to a variety of museums and galleries in the downtown area. They can also visit nearby nature such as the Marjorie Harris Carr Cross Florida Greenway or Silver Springs State Park.
We love how they feature a cultural center, Ocala Civic Theater, fitness programs, festivals, environmentally-friendly practices, and well-being programs within the community.
Standout Feature Artistic vibes in Ocala
Founding date: 2004,
Prices: Housing Costs $165,000 to $625,000
#6 The Glenview At Pelican Bay. Naples
Do you love the sun on your skin, the sand between the toes and the sound of the waves breaking? Glenview is the place for you. This is a great retirement community to meet other people like you.
Naples is consistently ranked among the best places to retire in America. The popular beachfront town is a great place for retirees who want to explore museums, visit the beach and enjoy time with their neighbors. Everybody here can choose where they want to live in assisted living centers or independent living.
The Glen View has a hobby studio, private beach and close-by shopping streets. This is a great place for beach-lovers who love to be outside and socialize.
Standout Feature Naples is a top-ranked retirement community
Founding date: 1988
Costs – Nursing Care $13,427; Assisted Living $5.652, Independent Living $3.109, Memory Care $9.325
#7 Valencia Cay at Riverland, Port St. Lucie
Valencia Cay at Riverland, Port St. Lucie is conveniently located between Orlando and Miami. To enjoy the culture centers of the area, visit the Oxbow Eco-Center or Savannas Preserve State Park. Clover Park is also available.
Living here is like living in a fairy tale for older people who love to attend concerts and festivals. You can visit Oktoberfest in fall, the FEStival of Lights and New Year’s Eve celebrations all year. This is why U.S. News named this city one of the three best places to retire in 2021.
Residents can also enjoy the community garden, cafe, pickleball courts and cultural center within the retirement community.
Standout Feature The 34,000-square-foot clubhouse and huge houses
Founding date: 2018,
Prices: Housing Costs $459,000 to $750,000
#8 Lakewood Ranch Sarasota
According to U.S. News , Sarasota has been ranked the best city to retire in 2022. There are many reasons to move to Lakewood Ranch in Sarasota.
Residents can enjoy the sunshine and warmth at the Lido Beach, Myakka River State Park and Siesta Beach. The Art Center in Sarasota and John and Mable Ringling museum of art are great places for artists and creative types who love local architecture, musicians, and music.
There is a large number of people over 60 so other retirees won’t have any trouble meeting others of the same age. Residents will be able to enjoy Lakewood Ranch’s multi-generational community, sporting tournaments, varied activities, and outdoor activities, especially if they get to know each other.
Standout Feature The 50-square mile community
Founding date: 1994
Housing Costs: Median House Price $578.915
#9 Pelican Preserve Fort Myers
The retirement community is a great option for people who like to meet others their age. Fort Myers, with 22% of its population over 65, is a great place for people to get to know each other in a small town setting. Pelican Preserve has many amenities and activities. It also offers restaurants, cafes, social events and libraries. There are also indoor and outdoor swimming pools.
If you need to get away from the neighborhood, you can visit nearby Sanibel Island or Fort Myers Beach. It’s amazing to see manatees, and other birds in the area right from your front door.
Standout Feature The luxurious golf course
Housing Costs: Median House Price $375,000
#10 Bear Creek, Daytona Beach
Bear Creek is a great place to live for car racing enthusiasts and motorsports fans. Car lovers will love living in this community, which is close to Daytona NASCAR. Residents love the fitness center, aerobics area, pickleball courts and dance floor. There are many events that make it easy for them to get to know each other.
Daytona Beach residents will love the Daytona Lagoon, which offers a variety of outdoor activities, go-karts and laser tag as well as fun rides. If you are interested in learning more about Floridian history, the Museum of Arts & Sciences is the place to go.
Standout Feature NASCAR — close to Daytona Speedway, high-speed events
Founding date: 2017,
Housing Costs: Median House Price $197.618
#11 The Villages Orlando
One of the most sought-after retirement communities in Florida is The Villages. The Village is close to Orlando and yet feels like you’re in the middle. It’s a paradise for active people looking for a large, open community.
There are many places to meet and socialize with people, including clubs, recreation centers, golf courses, and a square. We recommend visiting Lake Weir to enjoy the lake life and fishing, Lake Griffin State Park for camping, and Canary Island Recreation and Conservation Area for short hikes.
You will never get bored here, we can assure you!
Standout Feature The community’s size
Founding date: 1980
Luxury Community – Yes
Housing Costs: Median House Price $197.618
#12 Latitude Margaritaville, Watersound
This location is ideal for beach lovers, as it is right next to Panama City Beach. Watersound is home to the third Jimmy Buffet Margaritaville retirement village. This location is a great option because of its picturesque location in Florida Panhandle. Residents of Watersound, Florida will enjoy the Pier Park, a place to take a walk in the sun and Shell Island, which is just a short boat trip from the mainland. In your spare time, you can visit Holmes creek Canoe Livery to try paddling, kayaking or rafting!
After you’ve worked up an appetite while enjoying outdoor activities, go to Watersound’s award-winning restaurants to satisfy your hunger. We recommend the Beach and Brew at 30A, George’s At Alys Beach, Lola Coastal Italian or Crabby Steve’s Highpointe.
Standout Feature Location
Founding date: 2021
Prices: Housing Price range $200-$400k
#13 Valencia Trails, Naples
Valencia Trails offers a unique combination of resort luxury, amenities and the practicality of a typical residential community. There are many activities in Naples, including entertainment and a large clubhouse. The social hall, nature trails, as well as the pools are popular with residents.
This community was specifically designed for seniors over 55 who want to slow down and retire. There are many single-family homes available, as well as covered patios and stainless steel appliances. Beautiful exterior finishes are also provided. The location is close to Naples Botanical Garden, Naples Pier and Delnor-Wiggins Pass State Park.
Standout Feature Modern Houses
Housing Costs: Prices $600,000.
#14 Valencia Del Sol, Tampa
Valencia Del Sol is a community located in the heart Tampa. It offers a convenient location for seniors over 55 who want to socialize with others, make new friends and improve their physical health. This community is the perfect retirement spot to keep active throughout the year. It has a social hall, health center, spa, pool, spa and sports courts.
There are many things to do in Tampa once you leave the 55+ community. You can choose one of the many indoor and outdoor attractions to entertain your family or friends, whether you’re alone or with your whole family.
Housing Costs: Prices $266,000-$296,000
#15 Valencia Sound, Boynton Beach
Valencia Sound is ideal for people who like to socialize and join new clubs. There are hundreds of clubs that you can join to meet new people and have fun at local events or bocce balls tournaments. We recommend visiting the Boynton Beach area, such as the Green Cay Nature Center, Wetlands, Arthur R. Marshall National Wildlife Refuge and Gulfstream Park.
Boynton Beach is quieter and less crowded than other Florida towns, making it a great escape from the crowds of tourists looking for a good time.
Standout Feature World-famous Racquet Club
Founding date: 2019,
Cost of Housing: Price $900,000.
#16 Latitude Margaritaville Daytona Beach
This Latitude Margaritaville location is another Jimmy Buffet-inspired location. There are many things to do in this location, including a business center and Latitude Bar and restaurant.
This Latitude Margaritaville is also located near the famous Daytona International Speedway. It is arguably the most visited motorsports attraction in America. For a great day out, buy tickets to one of the many races that are held at this beautiful location.
Standout Feature Bar and restaurant options
Founding date: 2019,
Costs: House Price $200,000
#17 Venetian Bay, New Smyrna Beach
Venetian Bay is a luxurious resort-style community located in central Florida. Residents love the community’s high-class atmosphere. It boasts an 18-hole course, a world-class spa, onsite fitness center, and a variety of home options.
New Smyrna Beach, located south of Daytona Beach in Florida, is lively and offers many of the same amenities as urban living. Smyrna Dunes Park offers a peaceful escape from Edgewater or New Smyrna. It can offer expansive views of Edgewater’s Ponce Inlet, as well as the famous lighthouse. Shopping enthusiasts will enjoy Canal Street, which is home to many shops, art galleries and other cultural attractions.
Standout Feature – Housing options such as semi-custom houses, gated communities and mid-sized family home, luxury townhouses, apartments and many other.
Day of Founding: 2019,
Prices: Housing Costs $200,000-$1 Million
#18 Tradition, Port. St Lucie
This is another retirement community in Port St. Lucie that was specifically designed to promote socializing and getting to know your neighbors. As you age, it can be difficult to make new friends and meet new people. Tradition believes that this is our goal.
This community is focused on weekly events and monthly gatherings that encourage people to meet up, share common interests, and make use of the many facilities. Tradition offers plenty of space for outdoor activities, including walks and runs along the nearby Tradition Trail.
Standout Feature Social Events
Founding date: 2003
Housing Costs: Prices $300,000.
#19 PGA Village Verano, Port St. Lucie
This isn’t a retirement community but there is a 55+ area within the PGA Village Verano, Port St. Lucie. It has a large social center that hosts community and private events, a pickleball court, a year-round social schedule, and a modern gym.
Port St. Lucie, Florida is a great city that offers something for everyone.
This outdoor paradise offers plenty of activities for all ages, including many outdoor nature activities. The Port St. Lucie Botanical Gardens has hundreds of plants and hummingbirds among other attractions. You can also visit Savannas Preserve and Veterans Park at Rivergate.
Standout Feature Golf-centric Activities
Founding date: 2015.
Luxury Community – Yes
Costs: House Price $300,000.
#20 Champions Gate Osceola County
This master-planned community is located close to many of the state’s most popular attractions. It is also just a short drive from Walt Disney World and Universal Orlando. This retirement community offers a clubhouse, tiki bar and movie theatre, as well as an 18-hole golf course and volleyball courts. It covers 20,000 square feet.
We love Osceola as a place for families visiting! Osceola is the home of Disney’s All-Star Movies Resort. This makes it a great place to have your family stay while you are visiting. Old Town has rides, food and shops.
Standout Feature 18-hole and 36-hole courses on-site
Founding date: 2004,
Housing Costs: Price $200,000
Find the best Florida retirement communities for your needs
Working with a local realtor is one of the best ways you can find the perfect retirement community. An experienced real estate agent can give you the insider’s view of a city and help you to navigate the buying process in retirement communities.
We recommend speaking with several agents from different brokerages to find the right realtor for you. Clever, our friends from Clever, offers a free service that matches clients with top Florida real estate agents from brokerages such as Keller Williams and Berkshire Hathaway. You can speak to as many agents you like until you find the right match, or you can walk away without any obligation.